Asufin puts duties on the parties in matters of financial consumption
Patricia Suárez, president of the consumer association specialized in the protection of financial users, points out the increase in economic vulnerabilities due to digitalization processes. The consumer association specialized in the protection of financial users, Asufin, has distributed to the different political parties a list of recommendations to regulate the rights of financial consumers. The president of Asufin, Patricia Suárez, points out that the law that was being processed was fifteen days away from approval due to the dissolution of the Cortes. She points out that it had the consensus of all parties, except Vox. Single authority The figure of the independent authority stands out as the most important novelty of this legislation, since the big difference would be that it would offer binding decisions, not as is the case now, where the indications from the Bank of Spain are simple suggestions. It also points out the need for a strong judicial authority and the transposition of European directives that better protect banking consumers. He indicates that without instruments like these it is very difficult for banking entities to agree to satisfy the multiple complaints from consumers.
Elderly and vulnerable people He affirms that in recent years the attention of financial institutions to the most vulnerable people has improved, although "there are still things that continue to bother", such as the fact that the elderly are paying abusive commissions for the use of ATMs. In the same way, he considers that we must continue to advance in the personal treatment of certain clients and once again offer the savings books, with which certain consumers felt more comfortable. Fixed term income Likewise, they ask for the return Europe Mobile Number List of fixed-term deposits and not such complex financial products that clients "do not want." He notes that the vast majority prefer some type of low-risk remuneration for their deposits, as recently demonstrated by the success of Treasury Bill offerings. They promote a state pact to protect minors on the internet Presentation of the proposed state pact to protect minors on the internet Presentation of the proposed state pact to protect minors on the internet Ana Caballero, vice president of the European Association for the Digital Transition, hopes that it can be undertaken in the next legislature and elevated to the EU taking advantage of the Spanish presidency.
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The European Association for the Digital Transition has presented a proposal for a State pact to protect minors from the risks of the internet and social networks, according to its president, Ana Caballero, who indicates that the initiative is aimed at reaching consensus between the different parties to give it normative form in the next legislature. It indicates that the six associated entities already had previous studies on the impact of the Internet on minors and it was easy to reach a consensus around fifteen measures, which has now reached the approval of up to 90 entities. They prefer that the issue not be politicized in the electoral campaign, because they consider that it is a transversal issue in which agreements must be reached between all parties. However, he is satisfied that some parties have included it in their electoral programs, something that makes the issue visible. Likewise, he considers that the Spanish presidency of the European Union should be taken advantage of to raise the issue at the level of the entire union. Risks and threats Considers that this State pact is necessary due to the risks and threats that the Internet poses for a group as vulnerable as minors, because these technologies address them at a time of neurodevelopment, which makes them more sensitive. Furthermore, Caballero points out, forms of interaction on the Internet have been detected that are generating problems, in the form of harassment, violence and access to inappropriate content, such as porn, with the trivialization of sexual relations with an increase in rapes.
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